Cataract surgery cost in Kolkata: what you're actually paying for
Two people having the same operation at the same hospital can pay very different amounts, and almost all of that difference is the lens. This page explains what changes the price, so the estimate you get makes sense.
Medically reviewed by Dr. Ananyabrata Das, MBBS, DOUpdated 21 October 2026
What changes the price
| Factor | Effect on cost |
|---|---|
| Lens type | The largest difference. Monofocal is the most affordable; toric, EDOF and multifocal/trifocal cost progressively more. |
| Lens brand and material | Hydrophobic acrylic lenses from established manufacturers cost more than basic lenses. |
| Technique | Standard phaco is the norm. Femtosecond laser-assisted surgery, where offered, costs more. |
| Your eye | A very mature cataract, small pupil, or previous eye surgery can add to the work involved. |
| Tests | Biometry is essential. OCT or other scans are added if your retina or cornea needs checking first. |
What a package should include
- Pre-operative tests and biometry
- Surgeon's and anaesthetist's fees, OT charges, consumables
- The lens itself, with the brand and model named
- Post-operative drops and the protective shield
- Follow-up visits for the first month
Ask whether the post-op glasses check is included, and whether a later YAG laser (if needed) is charged separately.
Insurance and schemes
Most health-insurance policies in India cover cataract surgery, but many set a cataract sub-limit per eye. If your chosen lens costs more than that limit, you pay the difference. Check your policy wording, or ask the hospital's insurance desk to check it with your TPA before the surgery date.
For CGHS, WBHS and ESI, see schemes and insurance.
Five questions to ask any hospital
- Which exact lens (brand and model) is in this price?
- Is this the price for one eye or both?
- What tests, drops and follow-ups are included?
- Who will actually do my operation?
- What happens, and what does it cost, if something extra is needed during surgery?
For an estimate at Spectra Eye Hospital, book a check-up. You'll get a written quote for each lens that suits your eye.
Questions
Is a costly lens always better?
No. The best lens is the one that suits your eyes and how you live. Many people are very happy with a good monofocal lens and reading glasses.
Does insurance cover multifocal lenses?
Many policies pay up to a fixed cataract limit regardless of lens. You pay the difference above that. Check with your insurer or TPA.